Legal

Terms of use

Last updated: August 28, 2026

Welcome to Intellect Investments. The current product is an educational simulation. Portfolio balances, deposits, withdrawals, and market moves are paper-money only. Nothing here is a real brokerage account, custody service, or registered investment advisory relationship.

The questionnaire and a basic allocation preview are free. Guidance is a paid software subscription at $12 a month or $99 a year. It saves your practice plan and unlocks simulated deposits, withdrawals, rebalancing, goals, and activity notes. Checkout is handled by Stripe. You can cancel in billing settings. Paying for Guidance does not mean we invest, hold, or manage real funds.

Nothing on this site or in the product is investment, tax, legal, or financial advice. Past simulated performance does not predict future results. We do not guarantee any return.

You agree to use the service lawfully and not to attempt to disrupt, reverse engineer, or misuse the platform. Accounts may be limited or removed if they abuse the service.

The service is provided “as is” during this early stage. Features may change, and availability is not guaranteed. A more complete agreement will accompany any future live-money product.

By creating an account, subscribing, or using the site, you agree to these terms and our Privacy notice.